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Roger Federer has become the latest tennis star to turn to a former legend for help with the 17-time grand slam champion adding his ",Billige Nike Free;childhood hero" Stefan Edberg to his coaching team for the upcoming season.

The 32-year-old Swiss announced the move on Facebook, revealing that Swede Edberg will join the team for the first grand slam of 2014 in Australia next month.

"I am happy to announce that beginning in Melbourne, Stefan Edberg will join Severin Luthi on my coaching team," Federer posted.

Read: Can Federer find his old form in 2014?

"Severin, who has been part of my team for the last seven years, will do most of the weeks and Stefan has agreed to work with us for at least 10 weeks. "Stefan was my childhood hero,Nike Air Max, and I am really looking forward to spending time and learning from him."

Federer endured a difficult 2013 and dispensed with the services of American coach Paul Annacone in October.

But Swiss Davis Cup captain Luthi has remained in the fold and told Federer's official website that he was looking forward to working alongside Edberg.

Read: Back is hindering Federer: Serena's coach

"Like Roger, I have a tremendous amount of respect for Stefan and I am sure he will bring a lot to our team as Roger continues to chase titles in 2014," he said.

Edberg spent a couple of days with Federer in Dubai earlier this month and his hiring follows a recent trend, started when reigning Wimbledon champion Andy Murray took on Ivan Lendl before the start of the 2012 season.

Six-time grand slam champion Edberg will be hoping that his involvement with Federer will prove as successful.

"I'm really excited to be part of Roger's team and I hope together we can bring out his best tennis,Air Max," he told Federer's official website.

Read: All change on coaching front for 2014

Others leading stars have also followed suit although Maria Sharapova's association with Jimmy Connors lasted just one match,Nike Free Run.

Earlier this month, ATP World Tour Finals champion Novak Djokovic hired German great Boris Becker to his coaching team.

Former French Open Michael Chang is helping Kei Nishikori of Japan while another clay court ace, Sergi Bruguera, is in Richard Gasquet's team.

Becker has been watching Djokovic in action this week at the big exhibition tournament in Abu Dhabi and the Serbian reached the final Friday with a 7-6 6-3 win over Frenchman Jo-Wilfried Tsonga.

Read: Sharapova hires Connors as new coach

He will play David Ferrer, who upset fellow Spaniard and world number one Rafael Nadal with a 6-4 6-4 win on a fast indoor surface.

Djokovic, who ended 2013 with 24 straight wins, revealed he will not play any further warm up events ahead of his defense of the Australian crown.

But he believes Becker's experience will take him to even greater heights next year,Nike Free.

"He had a great serve and he can help me in different parts of my game on court as well, including the mental aspect," Djokovic told gathered reporters.

Meanwhile Murray,Billige Nike Shox, returning after injury wrecked the back end of his 2013 campaign,Nike Shox, finished fifth in the six-man field when he beat Stanislas Wawrinka 6-3 6-4.

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Andy Murray's first match since undergoing back surgery in September ended in a straight sets defeat to Jo-Wilfried Tsonga at an exhibition tournament in Abu Dhabi Thursday.

The reigning Wimbledon champion went down 7-5 6-3 to the Frenchman, who himself was plagued by injury at the back end of this year.

Murray,beats pas cher, who has dropped to No.4 in the rankings, lacked sharpness after his layoff and was broken in the 12th game of the opening set to fall behind.

The British star has been training at his base in Florida to prepare for the upcoming season and looked set to even the match up when he gained an early break of service in the second set,beats by dre pas cher.

Read: Murray to step up comeback

But Tsonga hit back with two breaks of his own to wrap up victory in 72 minutes at the Zayed Sports City complex,beats studio.

"The courts here are very fast and you have to react quickly," said 26-year-old Murray.

"Jo was sharper than me today, he served very well.

",beats studio pas cher;It's always good fun here. It's great preparation for the season as you have to play against the best in the world."

The organizers of the Mubadala World Tennis Championship have indeed attracted a stellar field with the top two ranked players, Rafael Nadal and Novak Djokovic, in the line-up.

Read: Meet Andy Murray's mum

David Ferrer of Spain won the opening match Thursday as he beat Stanislas Wawrinka of Switzerland 7-5 6-1 to set up a semifinal clash against compatriot Nadal.

Tsonga's win over Murray has earned him a match against Serbia's Djokovic, while Murray will gain much-needed match practice against Wawrinka in the fifth place playoff.

Murray, recently voted BBC Sports Personality of the Year back in the UK,Beats by dre, became the first British man to win the Wimbledon title in 77 years when he triumphed at the All England Club back in July, but his season took a

turn for the worse as he became troubled by a long-standing back problem.

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en l'absence de liens avec l'industrie ou les liens familiaux , agent de talent john ferriter appliqué des principes d'entreprise de base pour atteindre le sommet de hollywoods élite . john a commencé son discours en expliquant que ,www.boutiquedoudoune.net, pendant toute la vie vous allez courir dans les gens qui prennent des décisions temporaires permanents . ne les laissez pas dans votre chemin . lorsque vous rentrez dans ces gens et ils disent : ?non, non, non ,Chaussures Moncler, ne peux pas être fait , non, non, non . cela signifie : ?non, ils ne peuvent pas le faire. pour réussir, vous devez activer un ' pas dans un ? oui vous pouvez regarder john décrire son surprenant parcours hollywood dans la minute suivante extrait de son récent discours à l'université de santa barbara . hippy trapped in corporate america john continua son histoire ment son premier emploi hors de l'université , le travail à delco . bien que son rendement était excellent, john s'est rebellé contre la culture d'entreprise rigide , qui a dicté les cheveux courts et un costume et une cravate . son mandat de deux ans à delco qui a été acquis general motors est finalement venu à une tête quand l'un des cadres lui confronté et dit: ?regardez , vous allez soit d'être un gars de gm , et vous allez être un gars de l'entreprise et vous allez à faire ce que nous vous disons de faire ou vous devriez vraiment partir. je l'ai regardé dans les yeux et je l'ai dit , je ne vais pas avoir un emploi où je dois porter un costume tous les jours ! john puis baissa les yeux sur son costume , que le public rit et dit: ainsi theres choses que nous disons quand nous sommes jeunes que nous ne signifie vraiment . après avoir quitté gm , john concentre toute son attention sur les raies , sa bande d'université . leurs carrières rapidement prospéré , en tournée avec un certain nombre de têtes d'affiche , y compris : gunsnroses , rem et the bangles . le point tournant a été john quelques années plus tard quand il a couru dans un ancien rocker locale dont il admirait fois . john était ?gé de ans, alors que son idole locale était dans la quarantaine . en termes johns , ce fourgon s'arrête , la bande son d'ouverture . les portes même pas apposées sur le c?té de la camionnette ... theres un cordon élastique et j'ai pensé , ' c'est vraiment terrible . ces gars-là roulent alors de la camionnette et commencent la mise en place de leurs engins et je vais , 'ok . je suis maintenant ?gé de ans et le gars des thats dans la bande d'ouverture , qui est sur ou , ce fut le musicien le plus chaud à santa barbara quand je suis arrivé et tout ce que je voulais faire, c'était soit lui . et je me souviens assis là à penser : ?je ne veux pas être lui. je ne veux pas être celui-là , de faire quand je suis son age.and j'ai pensé, ' je dois vraiment prendre au sérieux ... j'ai besoin de comprendre l'entreprise . le lifechanging appel john a ensuite décrit son voyage de rocknroll à hollywood . selon john , j'ai commencé à regarder les agences artistiques et ... tout le monde me dit , ' vous seriez un grand agent . j'ai découvert il fallait avoir un dipl?me d'études collégiales et ... vous avez d? avoir au moins deux années d'expérience dans l'entreprise salles de courrier et qu'il pourrait prendre de trois à quatre ans pour obtenir une promotion . alors je me suis assis là et j'ai pensé , ' cela signifie que la défectuosité soit si tout est parfait . très bien. ma philosophie va être ce , je vais les travaux chaque personne ici et je vais le faire en un temps record . incapable d'obtenir un emploi dans une agence de talents , john a accepté un poste de commis à une agence d'intérim . ils lui ont dit qu'ils allaient lui essayer pour six mois et si il fait un bon travail au sein de l' agence , ils commenceraient lui envoyant sur ??l'emploi. john court-circuité les plans de lagence temporaires d'une manière audacieuse et intelligente . si vous havent regardé encore la vidéo , arrêter maintenant et démarrer la vidéo à : . commentaires johns lui a valu une ovation enthousiaste de la classe - vous devez entendre john raconter l'histoire à obtenir le plein effet . lors de sa première journée à la ferme de temp, john est arrivé avant tout le monde . il ne savait pas que sa vie allait changer pour toujours . en johns propres mots , bien avant ... je suis entré dans le b?timent et dit , ' hey , je travaille à cet endroit maintenant à l'agent de sécurité , ? pouvez-vous ouvrir la porte et il a fait . j'ai pensé , mon premier jour , im allant faire du café ... et le téléphone a sonné . je réponds au téléphone et la femme dit: ?salut , sa liza rivera de la william morris agency . nous avons un agent qui ne peux pas vraiment difficile de garder un assistant . j'ai besoin de la personne plus mature que vous avez qui peut traiter avec des personnes difficiles . et dans un de ces ? comment réussir en affaires sans vraiment essayer moments , j'ai dit:? son nom est jean ferriter et je lui envoyer plus en ce moment . applaudissements c'était le premier emploi que j'ai eu pour quelqu'un. ce travail a duré dix-neuf ans et demi . l' je ne connais que deux personnes dans hollywood interview john se précipita à william morris avant tout à l' agence d'intérim ne pouvait l'arrêter et se retrouva assis en face d'un ancien agent nommé dick howard . dimensionnement john -vous , dick lui a demandé , ? qui connaissez-vous dans l'industrie du divertissement si im va faire un appel en ce moment , qui puis-je appeler qui peut se porter garant pour vous alors j'ai dit :? je sais tony sheppard . et il va, je ne sais pas tony sheppard . la seule autre personne que je connaissais qui était dans l'industrie du divertissement était kim shimmels mari , alors j'ai dit : ?et je sais que mark schimmel . m. howard a alors pris le téléphone . john connexion avec mark était ténu . mark était : amies johns frères assistants mari . comme m. howard a été composé par le téléphone pensa john ,Bottes Moncler Femme, je suis d'ici en quelques secondes et je ne reviendrais . m. howard a alors dit , ' mark ,Doudoune Canada Goose, son ton cousin dick . rire im assis avec ce gars , john ferriter . im pensant à lui faire mon assistant ,www.parkaacheter.com, dois-je le faire et mark schimmel dit: ? vous devez absolument le faire . hes faim comme l'enfer , hes intelligent et l'enfer vous rendre la vie plus facile . m. howard a raccroché le téléphone et j'ai obtenu le poste . ensachage claudia schiffer et jerry garcia john alors ed comment il a fait sortir de william morris salle de courrier en un temps record et a commencé à construire sa liste de clients . j'ai ramassé une copie du magazine vanity fair et la ? 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image via crunchbase ventes sur ebay automne - pour cent chez les vendeurs de longue date . blockbuster dépose le bilan. porsche annonce une perte millions d'euros dans son plus récent exercice . nokia signale une baisse des profits et du marché pour l'exercice comparativement à l'exercice . ce qui se passe ici ce sont les entreprises qui , une fois définis le succès dans leurs industries . et encore maintenant, ils sont en difficulté dans le poste de marché difficile. qu'est-il arrivé quel est le problème pourquoi ces entreprises trébuchent et tombent bien s?r, la récession et la lente reprise sont en partie à bl?mer. plus que cela ,www.vetementsmonclervente.com, commercialise aujourd'hui ne sont pas stables , et ils sont en train de changer rapidement tout le temps . cela signifie que vous ne pouvez pas prédire l'avenir à partir du passé , et c'est la fa?on dont les grandes entreprises pensent trop souvent . la vérité est que les anciennes fa?ons juste ne s'applique plus aujourd'hui dans des places de marché mondiales fortement concurrentiels . les entreprises qui sont gérées par des moyens traditionnels semblent souffrir en particulier . ce sont des organisations hiérarchiques topdown qui opèrent dans des silos départementaux et purement numéros et profitdriven.in ce genre de société , le développement des talents est facultatif , car vous pouvez toujours trouver d'autres organismes pour combler les postes . ce n'est pas sur l'individu son sur la perpétuation de l'organisation . les individus doivent apprendre à se conformer à la société manière de faire les choses . ils apprennent à vérifier leurs meilleurs mêmes à la porte comme ils marchent dans chaque matin . dans ce type d'organisation , vous pouvez être ce que vous voulez être,Boutique Moncler en France, aussi longtemps que l'entreprise dispose déjà d'un logement pour elle. tout individualityyour auto la présentation de votre marque personnelle oubliez ?a . ne va pas arriver . si il existe des programmes de diversité , ce sont des initiatives tactiques pour se conformer à la gouvernance d'entreprise , les règlements ou pour avoir accès à un bassin de talent particulier . quoi de mal à cela, vous demandez après tout ,D&G Complets Hommes, les grandes entreprises ont mis les moyens de faire les choses . c'est comment vous contr?lez la qualité et assurer l'uniformité pour les clients et les clients . et les entreprises de ces fière allure de l'extérieur . vous pourriez dire qu'ils créent leur grandeur sur le dos des employés . ils offrent l'uniformité et la sécurité en échange de l'individualité ,Moncler T-shirts, et avec ces troupes, ils construisent d'énormes organisations . est -ce mal devinez quoi - il n'a plus d'importance . cet accord a disparu. même si une entreprise voulait , il ne pourrait pas offrir ce genre de sécurité dans l'actuel monde des affaires . l'économie est trop incertain ,Moncler Echarpe & Chapeau, le cycle économique a accéléré trop - et les gens ont changé . ce vieux contrat est parti pour ne jamais revenir . comment a évolué le marché du travail lui-même les travailleurs veulent se sentir ayant theyre un impact ,Moncler Pas Cher, theyre faire une différence . et theyre prendre des mesures pour que cela se produise . et dans le même temps , ces entreprises oldline qui sont axés de manière interne dont préparer les employés à se déplacer. compétences de son disque sur le marché intérieur axé à quelqu'un de nouveau . les elzéviriens fils en milieu de travail que vous réussissiez à cette société - et seulement cette société . et tant pis si cette société a pour quitter le secteur d'activité que vous étiez un expert en ! vos compétences habitude même être utile au sein de votre organisation . en fait , selon un récent rapport de la réserve fédérale président , ben bernanke , le ch?mage longlasting signifie que les ch?meurs sont en danger de retrouver leurs compétences rendus hors de propos. le marché est juste en mouvement les gens trop rapides doivent investir en eux-mêmes plus que jamais pour rester pertinent. avec leurs compétences companycontrolled moins commercialisables , les gens ne se sentent pas incités à rester et ils ne se sentent en sécurité d'aller . ils craignent - à juste titre - que leurs compétences ne co?tent pas transférable . et theyre incertain sur ce qu'il faut faire avec le monde virtuel qui semble avoir vu le jour autour d'eux pendant la nuit. en bref , si vous êtes plus ans dans l'économie d'aujourd'hui , vous êtes en cours d'exécution peur . et si vous êtes sous ans - vous êtes en cours d'exécution peur . vous n'avez pas seulement des soins autant parce que vous croyez qu'il ya de meilleures options et de possibilités pour vous de prospérer dans une culture qui vous permet de vous être - ailleurs. ce n'est pas une fa?on de vivre . nous devons créer le lieu de travail de l'avenir , et nous devons nous préparer à travailler dans cet état futur . quel sera ce nouveau lieu de travail regarder les contours sont déjà clairs dans les types de demandes que la génération y déploient sur ??les entreprises qu'ils sont prêts à travailler pour - et les types d'entreprises qu'ils créent . ils veulent une société digne des thats . ils veulent de la transparence . ils veulent un environnement communautaire . ils veulent un nouveau type de confiance , pas confiance basée sur un patriarcat , mais une confiance fondée sur la clarté , la cohérence , et le contrat. ils veulent se mettre d'accord pour consacrer leurs talents à une organisation particulière aussi longtemps que son cool, aussi longtemps que leurs marques personnelles demeurent pertinents. comment les gens peuvent apprendre à réussir dans ce nouveau court terme , talentbased , virtuel , rapidpaced , monde trustdemanding de travail un milieu de travail qui sera plus mobile, plus éphémères , plus souple , plus diversifié et plus personnellement de marque que jamais les dirigeants d'entreprise todays doit accepter un froide réalité : c'est le nouveau lieu de travail . nous a appris que les gens cherchent une identité dans un milieu de travail workplace.a communityminded qui encourage les individus à créer de nouveaux types de possibilités pour l'amélioration de la santé dans son ensemble . est un phénomène mondial qui a permis à des gens de créer leur identité de choice.it nous a appris que les gens ne veulent pas être contraints . les gens désirent la liberté d'expression où ils sont encouragés à leurs idées et leurs idéaux . nous a appris que les gens peuvent être communityminded type leaders.a de chef de file qui est non seulement responsable de la promotion d'eux-mêmes , mais pour le bien-être et à l'avancement de ceux qui les entourent . vous pouvez en apprendre beaucoup sur ce genre de personnes d'identité désir , les types de décisions qu'ils prennent le chemin qui sont tout à fait transparent . par exemple , les informations qu'ils révèlent ne dans le profilewhat s appartiennent-ils lesquels sont-ils le plus actif dans comment communiquent-ils qui sont leurs friendsdo ils ajoutent de la valeur à leurs communautés s sont-ils responsibledo socialement elles activement idées sont-ils créent des occasions de d'autres vivent leur spiritdo entreprise, elles l?chent leur passion sont-ils faire une promesse de soutenir la culture qui a permis à eux de profiter de manière responsable , plus que jamais , les gens cherchent à avoir un impact et faire une différence . vous permet de faire cela tous les jours . pour ceux d'entre vous qui sont actifs sur , demandez-vous cette question : combien de personnes dans votre milieu de travail vous permettrait d'être votre ami sur bien qu'il soit facile pour vous d'identifier certains de ses collègues comme des amis , la plupart des autres serait difficile pour vous de evaluate.why parce que le lieu de travail traditionnel n'a pas permis à son employé pour définir leur identité authentique . est votre lieu de travail worthymost chefs d'entreprise ne savent pas encore ce que cela signifie . c'est pourquoi il existe un tel décalage entre les employés qui sont plus à l'aise dans le milieu de travail traditionnel et ceux qui prospèrent dans le nouveau lieu de travail . pour les dirigeants qui n'ont pas connu , créez un compte et obtenir engaged.learn sur la fa?on de naviguer dans ce nouveau monde de la collaboration , de l'autonomisation et transparency.learn à conduire dans le nouveau lieu de travail dignes , où les gens désirent être autonomes et va donc engager beaucoup plus dans une culture qui encourage le partage et le don . est la nouvelle workplace.get habituer. 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ce qui suit est une adaptation de panique insensée : comment washington a échoué amérique william m. isaac wiley . la panique de absolument n'aurait pas d? arriver . ses graines ont été semées notre incapacité à comprendre les le?ons des s et nos réponses erronées à cette crise. la panique insensée de conduit à un effondrement de l'économie et a causé une douleur énorme à des millions de personnes . il ne doit jamais se reproduire. je ne peux pas souligner assez combien il est important que nous comprenions les causes de la crise financière et que nous adoptons les bons réformes pour le moment. ceux qui ne se souviennent pas et comprendre l'histoire se répéter. la crise sampl a provoqué l'échec de nos dirigeants politiques à maintenir l'inflation sous contr?le pendant les s , qui a conduit à des taux d'intérêt d'une ampleur jamais assisté à ce pays des taux d'intérêt si élevés que presque aucune institution financière ou de l'emprunteur pourrait résister à l'assaut . les problèmes ont été aggravés l'incapacité des dirigeants politiques et de l'industrie à réformer la charte sampl et l'amener dans l'ère moderne d'une décennie avant la crise . une très mauvaise situation tourne au désastre lorsque l' administration reagan et les dirigeants du congrès ont refusé de s'attaquer aux problèmes et à la place ont décidé de laisser sampls avec la mauvaise gestion et peu ou pas de capital se sortir de leurs problèmes . dans la période de cinq ans à partir , quand j'ai prévenu le secrétaire au trésor jim baker de la crise sampl imminente , à , lorsque la première administration bush et le congrès déplacés à nettoyer le g?chis sampl , le co?t de la résolution a augmenté de près de pliage d'une valeur estimée à près de milliards de dollars milliards de dollars, soit environ milliards de dollars en termes relatifs à aujourd'hui? art budget fédéral . ces pertes n'ont pas besoin de se produire . la fdic a fait face à des problèmes très similaires dans l'industrie des caisses d'épargne ,www.parkaacheter.com, permettant aux banques d'épargne pour passer à travers les temps économiques très difficiles , mais pas leur permettre d'accro?tre leur profil de risque . le résultat était à peu près milliards de dollars de pertes pour le fdic et aucun pour les contribuables. nous avons réagi à la crise sampl bl?mer ? gourmand ? banquiers ,Femme Canada Goose Kensington, comme beaucoup l'ont fait avec la crise de . c'est une cible facile politiquement que détourne l'attention des vraies questions . quelqu'un a dit que bl?mer la cupidité des défaillances bancaires s'apparente à bl?mer pour la gravité des accidents d'avion . la cupidité , la gravité est une force de la nature . la cupidité est une force importante dans notre système de libre entreprise . le gouvernement doit reconna?tre que la cupidité existe et de le contr?ler , de même que le gouvernement reconna?t que les avions vont tomber du ciel si les avions ne sont pas correctement entretenus et exploités professionnels qualifiés . nous avons réagi à la crise sampl déclarant que les forces du marché seraient plus efficaces dans la régulation et le contr?le des risques dans le système financier que les organismes de réglementation . pour aggraver le problème de la dépendance excessive sur les forces du marché pour réguler le système financier , notre désillusion avec les régulateurs sampl également nous déplacer à une dépendance accrue sur les modèles et les règles plut?t que de jugement et d'expérience . forces et les modèles du marché sont des outils utiles mais supervision et une réglementation solides doivent toujours être dans la première ligne de défense pour protéger notre système financier . notamment en cas de crise , nous avons besoin de s'appuyer fortement sur le jugement de professionnels formés qui sont isolés autant que possible des pressions politiques . dépendance excessive sur les marchés et les modèles conduit la sec et son acolyte fasb à mettre en place le système de comptabilité de markettomarket très procyclique et finalement très destructeur , malgré les fortes mises en garde du secrétaire du trésor , le président de la fed et le président de la fdic qu'il serait créer une plus grande volatilité dans le secteur bancaire et conduire à un resserrement du crédit graves . le recours aux forces du marché et les modèles conduit la sec à contester l'approche de jugement à la création de réserves pour pertes sur prêts et à la création de modèles procycliques qui sous-estiment les réserves dans les bons moments et les surestiment dans les mauvais moments . le même raisonnement vicié a conduit les régulateurs bancaires pour créer les modèles de b?le backwardlooking pour établir les niveaux de capitaux dans les banques . besoins de capitaux sont sous-estimés dans les années de boom et surestimés dans les moments difficiles , ce qui rend plus difficile la restauration de prêts et tourner autour de l'économie . la sec a ajouté carburant permettant aux entreprises de wall street pour augmenter considérablement leur influence dans à la hauteur de la flèche. deux ans plus tard , au moment où la bulle allait éclater , la sec a enlevé les protections contre les abus depressionera de ventes à découvert de titres . le congrès a créé une méthode très procyclique pour évaluer primes de la fdic . dans les bons moments ,www.achatparkacanadagoose.com, lorsque le fonds fdic était chasse , les banques ne sont pas tenus de payer les primes . en temps de crise , les banques ont été touchés par de très grandes contributions spéciales , ce qui fait qu'il est plus difficile pour eux de prêter . le congrès a adopté des règles de mesures correctives rapides légales discriminatoires à l'égard des petites banques et font qu'il est difficile pour les régulateurs fassent preuve de jugement pendant des périodes de graves difficultés financières . enfin , le congrès a castré la fdic ? s capacités de gestion de crise nécessitant l'approbation de la maison blanche , du trésor et la fed avant la fdic peut utiliser ses pouvoirs d'urgence en période de stress intense . les entreprises , les consommateurs et le système financier est devenu surendettées au cours de la décennie à . permettant la titrisation de prêts , les dérivés et swaps être prises hors bilans bancaires a été un élément important dans ce domaine,Moncler Doudoune, de même que les règles procycliques sur le capital et de prêts des provisions pour sinistres . de nombreux économistes pensent la politique monétaire a également joué un r?le majeur . et il n'est pas question que la croissance incontr?lée de fannie mae et freddie mac et leur mouvement à plus risqués produits hypothécaires propulsé la bulle immobilière . le boom a d? venir à sa fin. les marchés et les décideurs politiques espéraient un atterrissage en douceur et pour un temps, il semblait que nous allions obtenir un . mais alors, les effets combinés des comptables et réglementaires règles procycliques ont repris et transformé le atterrissage en douceur hopedfor dans un tour très turbulent . à ce moment , la gestion de crise inefficace presque détruit le système financier et l'économie . vers la fin de l' administration obama et le congrès ont été débattent des propositions sur la fa?on de réparer le système . malheureusement ,Abercrombie Fitch Femme, ils se déplacent beaucoup plus vite que ne , ont débattu des questions annexes ont été sans importance et ne répond pas aux questions qui doivent vraiment être abordées . parce qu'il est une cible en mouvement,Homme Canada Goose Chilliwack, il est inutile de rentrer dans les détails sur l'administration la proposition initiale de ? , qui a servi de base pour le projet de loi à la chambre , mais je vais donner quelques exemples de la fa?on dont la mesure large de la marque , il est : - il serait d'éliminer les sociétés de prêt industriels , qui n'avaient rien à voir avec la crise , mais ne traite pas de fannie mae et freddie mac , qui ont été au c?ur de la crise et restent pupilles de l'état . - il propose une réorganisation extrêmement mineure de la structure réglementaire qui nous a manqué à cette crise au lieu d'une refonte de la régulation de balayage clairement justifié . - il vise à résoudre le problème des entreprises toobigtofail mais s'étend de fa?on permanente le filet de sécurité fédéral et l'exposition des contribuables au-delà bancaire à toutes les entreprises exer?ant des activités financières et délègue le pouvoir d'accomplir ce pour les organismes de réglementation afin de ne pas mettre le congrès dans la position inconfortable d'avoir fait voter à dépenser notre argent pour futurs plans de sauvetage . - il propose un conseil européen du risque systémique mal nécessaire pour surveiller les risques systémiques en développement et de les traiter avant qu'ils ne sortent de la main , mais au lieu d'en faire un organisme indépendant il se transforme en une servante du trésor et les autres organismes financiers qu'elle devrait superviser . - il ne mentionne même pas la comptabilité procyclique et dispositions réglementaires qui a joué un r?le de premier plan dans la création de la panique de . - il propose une nouvelle bureaucratie sous la forme de l' agence de la consommation de protection financière pour prendre en charge les fonctions de protection des consommateurs des agences bancaires fédérales , qui sera presque certainement affaiblir la protection des consommateurs pour les clients des banques et de la rendre plus difficile et co?teux pour les consommateurs et les petites les entreprises à obtenir des prêts . il ya des fa?ons d'améliorer la protection des consommateurs , sans limiter la capacité des régulateurs bancaires à utiliser leurs ressources et de pouvoirs considérables sur les banques à appliquer directement la conformité des consommateurs dans les banques . on ne peut qu'espérer le projet de loi fera l'objet d' une amélioration significative car elle se fraie un chemin à travers le congrès . il est désolant que l'administration ne semble pas comprendre quels sont les problèmes de notre système financier , et encore moins leurs solutions . 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